:root{
  --navy:#0B1F3A; --navy2:#102B4F; --gold:#C8A44D; --gold2:#9B7830;
  --paper:#F8F7F4; --cream:#FAF8F2; --line:#E8E4DC; --muted:#5B6470; --ink:#0B1F3A;
}
*{box-sizing:border-box} html{scroll-behavior:smooth}
body{margin:0;background:linear-gradient(180deg,#F8F7F4 0%,#ECEAE4 100%);color:var(--ink);font-family:'Open Sans',Arial,sans-serif;line-height:1.65}
a{color:inherit}.site-nav{position:sticky;top:0;z-index:20;background:rgba(248,247,244,.92);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.nav-inner{max-width:1180px;margin:0 auto;padding:16px 22px;display:flex;align-items:center;justify-content:space-between;gap:18px}
.logo{height:42px;width:auto}.nav-links{display:flex;gap:20px;align-items:center;font-size:.86rem;font-weight:700;color:var(--muted)}
.nav-links a{text-decoration:none}.nav-cta{background:var(--navy);color:var(--gold);padding:10px 14px;border-radius:999px}
.hero{background:var(--navy);color:#fff}
.hero-inner{max-width:1180px;margin:0 auto;padding:72px 22px 64px;display:grid;grid-template-columns:1fr 320px;gap:42px;align-items:end}
.kicker{color:var(--gold);font-size:.72rem;font-weight:900;text-transform:uppercase;letter-spacing:.16em;margin-bottom:14px}
.hero h1{font-family:'Montserrat',sans-serif;font-size:clamp(2.35rem,5vw,4.6rem);line-height:.98;letter-spacing:-.06em;margin:0 0 18px;max-width:880px}
.dek{font-size:1.08rem;color:#C7D2E0;max-width:760px;margin:0}
.hero-card{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);border-radius:22px;padding:22px}
.hero-card span{display:block;font-size:.68rem;text-transform:uppercase;letter-spacing:.12em;color:#91A6BF;font-weight:900;margin-bottom:7px}
.hero-card strong{display:block;color:#fff;font-size:1rem;margin-bottom:14px}.hero-card p{margin:0;color:#C7D2E0;font-size:.9rem}
.wrap{max-width:1180px;margin:0 auto;padding:36px 22px 80px;display:grid;grid-template-columns:minmax(0,760px) 320px;gap:44px}
.article{background:#fff;border:1px solid var(--line);border-radius:26px;padding:36px;box-shadow:0 20px 60px rgba(11,31,58,.08)}
.article-meta{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:20px}
.pill{display:inline-flex;border:1px solid #E8D8A0;background:#FAF8F2;color:var(--gold2);border-radius:999px;padding:7px 11px;font-size:.72rem;font-weight:900;text-transform:uppercase;letter-spacing:.08em}
.article h2{font-family:'Montserrat',sans-serif;font-size:1.55rem;line-height:1.18;letter-spacing:-.035em;margin:38px 0 12px;color:var(--navy)}
.article h2:first-child{margin-top:0}.article p{font-size:1.01rem;color:#2D3C4F;margin:0 0 18px}
.article table{width:100%;border-collapse:collapse;margin:24px 0;background:#FAF8F2;border-radius:14px;overflow:hidden}
.article th,.article td{text-align:left;border-bottom:1px solid var(--line);padding:13px;font-size:.92rem;vertical-align:top}
.article th{background:#0B1F3A;color:#C8A44D;font-size:.78rem;text-transform:uppercase;letter-spacing:.08em}
.note-box{border-left:4px solid var(--gold);background:#FAF8F2;border-radius:14px;padding:18px;margin:28px 0;color:#34445A}
.sidebar{position:sticky;top:88px;align-self:start}
.side-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:22px;margin-bottom:16px;box-shadow:0 14px 40px rgba(11,31,58,.06)}
.side-card h3{font-family:'Montserrat',sans-serif;margin:0 0 10px;font-size:1rem;letter-spacing:-.02em}
.side-card p{color:var(--muted);font-size:.9rem;margin:0 0 14px}
.side-card a.btn,.btn{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;background:var(--navy);color:var(--gold);border-radius:999px;padding:11px 15px;font-weight:800;font-size:.86rem}
.toc a{display:block;text-decoration:none;color:#34445A;font-size:.86rem;padding:8px 0;border-bottom:1px solid var(--line)}
.cta-block{background:linear-gradient(135deg,var(--navy),#071527);color:#fff;border-radius:24px;padding:30px;margin:38px 0 4px}
.cta-block h2{color:#fff;margin-top:0}.cta-block p{color:#C7D2E0}.cta-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:18px}.cta-secondary{background:transparent!important;border:1px solid rgba(255,255,255,.25);color:#fff!important}
.related{max-width:1180px;margin:0 auto;padding:0 22px 72px}
.related h2{font-family:'Montserrat',sans-serif;font-size:1.6rem;letter-spacing:-.04em}
.related-grid,.shelf-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.related-card,.shelf-card{display:block;text-decoration:none;background:#fff;border:1px solid var(--line);border-radius:20px;padding:22px;min-height:180px;transition:transform .18s,box-shadow .18s}
.related-card:hover,.shelf-card:hover{transform:translateY(-3px);box-shadow:0 18px 44px rgba(11,31,58,.09)}
.related-card span,.shelf-card span{color:var(--gold2);font-size:.7rem;font-weight:900;text-transform:uppercase;letter-spacing:.12em}
.related-card strong,.shelf-card strong{display:block;font-family:'Montserrat',sans-serif;font-size:1.1rem;line-height:1.15;letter-spacing:-.03em;margin:10px 0;color:var(--navy)}
.related-card p,.shelf-card p{margin:0;color:var(--muted);font-size:.9rem}
.footer{background:var(--navy);color:#C7D2E0;padding:34px 22px}.footer-inner{max-width:1180px;margin:0 auto;display:flex;justify-content:space-between;gap:20px;align-items:center}.footer img{height:42px}
.footer-text{text-align:right}.footer-nav{display:flex;gap:14px;justify-content:flex-end;flex-wrap:wrap;margin-bottom:8px;font-size:.82rem}.footer-nav a{color:var(--gold);text-decoration:none;font-weight:700}.footer-nav a:hover{text-decoration:underline}.footer-text p{margin:0;color:#C7D2E0;font-size:.82rem;max-width:420px}
.index-hero{max-width:1180px;margin:0 auto;padding:68px 22px 46px}.index-hero h1{font-family:'Montserrat',sans-serif;font-size:clamp(2.2rem,5vw,4.4rem);line-height:1;letter-spacing:-.06em;margin:0 0 16px}.index-hero p{max-width:760px;color:#405169;font-size:1.05rem}
.shelf{max-width:1180px;margin:0 auto;padding:0 22px 80px}.shelf-grid{grid-template-columns:repeat(2,1fr)}
@media(max-width:900px){.hero-inner,.wrap{grid-template-columns:1fr}.sidebar{position:static;order:-1;margin-bottom:8px}.related-grid,.shelf-grid{grid-template-columns:1fr}.article{padding:26px}.nav-links{display:none}.footer-inner{display:block}.footer-text{text-align:left;margin-top:14px}.footer-nav{justify-content:flex-start}.hero-inner{padding-top:48px}}
@media print{.site-nav,.sidebar,.related,.footer{display:none}.wrap{display:block;padding:0}.article{box-shadow:none;border:0}.hero{background:#fff;color:#0B1F3A}.hero-sub,.dek{color:#34445A}}

/* Six-second visual summaries */
.six-sec-visual{
  margin:30px 0 34px;
  border:1px solid #E8E4DC;
  background:
    radial-gradient(circle at top left, rgba(200,164,77,.16), transparent 30%),
    linear-gradient(180deg,#FAF8F2,#FFFFFF);
  border-radius:24px;
  padding:24px;
  overflow:hidden;
}
.visual-label{
  color:#9B7830;
  font-size:.7rem;
  font-weight:900;
  text-transform:uppercase;
  letter-spacing:.14em;
  margin-bottom:14px;
}
.visual-title{
  font-family:'Montserrat',sans-serif;
  font-size:1.1rem;
  font-weight:900;
  letter-spacing:-.03em;
  margin-bottom:18px;
  color:#0B1F3A;
}
.visual-strip{
  display:grid;
  grid-template-columns:repeat(5,1fr);
  gap:10px;
}
.visual-node{
  position:relative;
  min-height:110px;
  border:1px solid #E8E4DC;
  border-radius:18px;
  background:#fff;
  padding:14px 12px;
  box-shadow:0 10px 28px rgba(11,31,58,.06);
}
.visual-node .num{
  width:28px;height:28px;border-radius:999px;background:#0B1F3A;color:#C8A44D;
  display:flex;align-items:center;justify-content:center;font-weight:900;font-size:.75rem;margin-bottom:10px;
}
.visual-node strong{
  display:block;font-family:'Montserrat',sans-serif;font-size:.86rem;line-height:1.1;color:#0B1F3A;margin-bottom:6px;
}
.visual-node small{display:block;color:#5B6470;font-size:.72rem;line-height:1.3}
.visual-node.leak{border-color:#D9BC65;background:linear-gradient(180deg,#FFFDF7,#FFFFFF)}
.visual-node.leak:after{
  content:"";
  position:absolute;right:12px;top:12px;width:10px;height:10px;border-radius:99px;background:#C8A44D;
  box-shadow:0 0 0 5px rgba(200,164,77,.15);
}
.visual-flow{
  display:grid;
  grid-template-columns:1fr .28fr 1fr .28fr 1fr;
  gap:10px;
  align-items:center;
}
.visual-box{
  border:1px solid #E8E4DC;border-radius:18px;background:#fff;padding:16px;min-height:120px;
  box-shadow:0 10px 28px rgba(11,31,58,.06);
}
.visual-box strong{display:block;font-family:'Montserrat',sans-serif;color:#0B1F3A;font-size:1rem;line-height:1.15;margin-bottom:8px}
.visual-box small{display:block;color:#5B6470;font-size:.78rem;line-height:1.35}
.visual-arrow{height:2px;background:#C8A44D;position:relative}
.visual-arrow:after{content:"";position:absolute;right:-2px;top:-5px;border-left:9px solid #C8A44D;border-top:6px solid transparent;border-bottom:6px solid transparent}
.visual-meter{
  display:grid;grid-template-columns:1.2fr 1fr;gap:18px;align-items:center;
}
.meter-card{background:#fff;border:1px solid #E8E4DC;border-radius:20px;padding:18px}
.meter-row{display:grid;grid-template-columns:110px 1fr;gap:12px;align-items:center;margin:12px 0}
.meter-row span{font-weight:800;font-size:.76rem;color:#0B1F3A}
.bar{height:12px;background:#ECEAE4;border-radius:99px;overflow:hidden}
.fill{height:100%;background:#C8A44D;border-radius:99px}
.visual-checks{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}
.check{background:#fff;border:1px solid #E8E4DC;border-radius:16px;padding:13px;font-size:.82rem;color:#34445A}
.check b{color:#0B1F3A}
.visual-caption{
  margin-top:16px;
  border-left:4px solid #C8A44D;
  padding:10px 0 10px 14px;
  color:#34445A;
  font-size:.9rem;
}
@media(max-width:800px){
  .visual-strip,.visual-flow,.visual-meter,.visual-checks{grid-template-columns:1fr}
  .visual-arrow{height:24px;width:2px;margin:0 auto}
  .visual-arrow:after{right:-5px;top:20px;border-left:6px solid transparent;border-right:6px solid transparent;border-top:9px solid #C8A44D;border-bottom:0}
}